COVERAGES
Focused Coverage for Distinct Risk Exposures
Coverages designed for evolving risk across key areas, addressing distinct exposures for employer groups, healthcare providers, and individuals.
Employer Stop Loss
Protects self-funded employers from catastrophic or higher-than-expected medical claims, helping stabilize costs and manage financial risk.
Flexible options address evolving challenges, including cell and gene therapies, advanced funding structures, and complex network arrangements.
Available for employer groups, group captives, and other eligible entities.
Managed Care
Provides reinsurance solutions that protect risk-bearing healthcare organizations from high-cost claims, helping mitigate financial volatility and improve financial predictability.
Solutions include Medical Excess, Provider Excess, and HMO Reinsurance coverage, addressing exposures associated with catastrophic claims, capitation, and other risk-based payment models.
Available for self-funded health plans, hospitals, healthcare facilities, medical groups, HMOs, ACOs, and other eligible risk-bearing entities.
Ancillary
Supplemental coverage designed to complement primary insurance and enhance overall benefits.
Includes dental, vision, critical illness, and hospital indemnity products, available through employer groups or on an individual basis.
Specialty Risk
Specialized accident coverage designed to protect organizations, participants, students, employees, volunteers, and travelers.
Flexible solutions are available for business travel, student accident, occupational accident, participant accident, and catastrophic accident exposures.
